How to pay for FHA down payment and closing costs

The FHA down payment is just 3.5% for most borrowers. As down payments go it’s certainly a lot less than the 20% up front some mortgage programs require. But is there a way to make the FHA down payment even easier?

from Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports http://bit.ly/2vkfuVK

Standards-Based Grading: How to Start the Journey

Nicole Naditz on episode 478

Standards-based grading — where students are assessed by specific standards — is being discussed or implemented in many districts. Today we talk to an award-winning French teacher turned Instructional Technology Program Manager who can help us understand the pitfalls and possibilities of successful implementation. Nicole Naditz will also give us advice for getting started with standards-based grading as well.

478 nicole naditz standards based grading (3) (1)

Listen to Nicole Naditz talk about Standards-Based Grading

 

Nicole Naditz – Bio as Submitted

Nicole has been a Program Specialist in Instructional Technology at San Juan Unified School District since 2018. Prior to that, she taught French for 25 years, winning numerous awards for her work designing authentic relevant learning experiences for her students. Her most notable awards include finalist for California State Teacher of the Year, 2012 and ACTFL National Language Teacher of the Year, 2015.

Nicole is a sought after speaker and facilitator of professional learning on the topics of literacy, student voice, social justice, standards-based grading and more. You can see her 2015 acclaimed “TOY Talk” on standards-based grading here: https://youtu.be/UYQpqWwStCw.

Blog: http://www.3rs4teachers.wordpress.com

Twitter: @NicoleNaditz

 

from Cool Cat Teacher BlogCool Cat Teacher Blog http://bit.ly/2Gz9uxH

11 Essential Chrome Extensions (And a New Browser)

Vicki Davis on Episode 477 of the 10-Minute Teacher

Extensions can be useful, helpful tools for parents and teachers. There are pitfalls and pluses from each extension and ways to use them in the classroom. In this show, I’ll share eleven essential chrome extensions and information on the new web browser, Brave, and why people are using it. In the show notes, I share the links. Enjoy!

11 chrome extensions for educators

Learn about the 11 Chrome Extensions Recommended in the Show

 

Chrome Extensions and Software Mentioned In This Show

If you find this helpful, sign up for my newsletter.

from Cool Cat Teacher BlogCool Cat Teacher Blog http://bit.ly/2XzOGwD